If you regularly spend time in the gym, you’d better be sure to get a good locker.

Charges have been filed in Larimer County, Colorado against three people accused of running a burglary and identity theft ring.

Twenty-eight-year-old Maggie Mae Henderson, 32-year-old Jessica Hornback, and Joseph Lee Thyfault, 31, now face criminal felony charges. The arrests come after Fort Collins and Loveland police began a joint burglary investigation in which victims’ identities were stolen.

The trio stole personal information from lockers at local health clubs in northern Colorado and used stolen credit cards, checks or personal information to make purchases, forge documents and withdraw cash from banks. Investigators believe the crimes were committed through June 2009.

Henderson has been charged with four counts of identity theft and one count of theft, while Hornback has been charged with 19 counts of identity theft. Thyfault has been charged with four counts of identity theft, two counts of burglary, one count of possession of tools used to commit burglary and one count possession of drugs.

It goes without saying that when in a public place, be sure you keep your wallet on you or keep your hand on it at all times. This includes when you’re shopping, at a gym, sports facility or library. If you are at a facility that offers the use of lockers, be sure you use the lock, and that it is secure before you walk away. You may even wish to provide your own lock, so that you can be assured that no one else has a key.

If your wallet is ever lost or stolen, you’ll likely spend time, first of all, trying to remember the contents, then how to contact the bank or credit card issuers. You should make a copy of any credit or debit cards, as well as any identity information in your wallet, and keep that information in a secure location. That way, if your card is lost or stolen, you won’t have to scramble to find contact information.

The best thing you can do is to contact LifeLock before anything happens to your wallet. With LifeLock’s WalletLock™ service, if your wallet is missing or stolen, a LifeLock specialist will help cancel and replace the lost contents of your wallet.

But that’s just the start. For just $10 per month, you can receive LifeLock’s standard services, and for $15, you can sign up for LifeLock’s Personal Breach Detection™ Services, which means LifeLock will monitor unregulated and file-sharing networks for your identity information. If you’re found to be at risk, LifeLock will notify you immediately, and you’ll get the help you need to prevent personal information disclosures.

Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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A popular advertising campaign for a credit card company asks the question, “What’s in your wallet?” Not a bad question to ask yourself when thinking about identity theft prevention.

A simple way to help protect yourself from identity theft is to limit the amount of confidential information you carry in your wallet. Experts recommend that you do NOT carry bank account numbers, personal identification numbers, passports, birth certificates or Social Security cards.

While it seems obvious, there are some extra points to be made about protecting your wallet. Don’t take out your wallet until you actually need it. Don’t forget your wallet when leaving a restaurant, store or any public place. Never put your wallet down alongside a cash register, in a phone booth or even on top of your car.

A good rule of thumb to remember is that you should never put your wallet down, unless you hand is attached to it.

LifeLock, a leader in identity theft protection, can help. If your wallet is ever lost or stolen while you are a member of LifeLock, WalletLock™ will help cancel and replace the lost contents of your wallet, including your credit and debit cards, driver’s license, Social Security card, insurance cards, checkbook and even traveler’s checks.

This is in addition to LifeLock’s other services, including the proactive LifeLock Identity Alert™, which provides much broader identity coverage, greater control and early notification of both credit and non-credit related identity threats. If your identity is compromised in any way, you’ll be notified immediately to prevent and protect.

Call LifeLock today. Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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ID Theft Quiz and LifeLock offer Command Center services to help protect members from the threat posed by the loss of personal and financial documents such as credit cards

Even with the well-publicized threat posed by identity thieves working over the internet, phishing scams, e-mail fraud and spyware that can put your sensitive personal and financial information at risk, almost half of all identity theft cases are still the “low-tech” type – and begin with the loss or theft of personal documents. A lost or stolen wallet or purse can cause hours of work contacting police, banks, credit card companies and government agencies – in a nerve-wracking race to protect your information (and money) before an identity thief steals it.

LifeLock’s WalletLock protection service allows you to take care of potential problems caused by a lost or stolen wallet or purse with one quick phone call. Lifelock members can call – anytime, anywhere – and a LifeLock specialist will help you cancel and replace the lost contents of your wallet, including your credit and debit cards, driver’s license, social security card, insurance cards, your checkbook and even travelers checks.

Even if you don’t end up losing money due to identity theft, the loss of your wallet or purse can be inconvenient at best – and can cause long term worries.

LifeLock’s WalletLock protection service provides an enhanced identity theft solution that can help protect against the loss of time and money when you experience the loss or theft of your purse or wallet. Even better, being protected against identity theft brings greater peace of mind.

Use Promo Code “DEFENSE” and get 30 Days FREE & Pay Only $9 a month

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You’ve been waiting for it all year: surreptitiously checking airfare at work, grilling friends about the best hotels and restaurants or cruising cruise schedules.

Obviously you’ve given a lot of thought to your vacation, but did you ever think someone could steal your identity while you travel?

We got ya covered with a five-minute solution.

First of all, consider getting LifeLock. There are a dozen good reasons to enroll, but for the vacation or business traveler, WalletLock is reason enough. WalletLock help protect LifeLock members by helping to replace financial and government-issued document if—God forbid—their wallets are lost or stolen.

That long list includes credit cards, bankcards, checks, driver’s licenses, Social Security cards, birth certificates and passports. You can call one of LifeLock’s certified Identity Theft Risk Specialists 24/7 and they’ll help you get your documents replaced before identity thieves have a chance to use them.

Next, clean out your wallet and you won’t have to worry about replacing half that stuff.

• Take out your Social Security card, checks, and birth certificate. Lock all of it up in a safe or lockbox at home.
• Carry only one credit card.
• Put your mail on “postal hold” instead of “vacation hold” so not even your mail carrier knows how long you’ll be gone.
• Stop your newspaper and water deliveries.
• Don’t take bills with you to catch up on bookkeeping.
• Use the hotel safe to lock up your passport, laptop, PDA and anything else that might identify you. Make user your digital data is encrypted.

Visit LifeLock.com to learn more about WalletLock. Use the LifeLock promotion code DEFENSE and you’ll get 30 days of free coverage and pay only $9 a month for the rest of the year.

At the end of the 30-day free period, your card will be automatically billed $9 monthly unless you cancel within that first 30-day period. You can cancel anytime without penalty by calling 1-800-LIFELOCK. This offer is for new LifeLock members only.

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Imagine walking confidently onto a car lot to buy a car for your college-age son. You make an enviable salary, and have always paid your bills on time. Now imagine being turned down for the purchase because of your awful credit.

That’s what happened to Brazoria County District Attorney Jeri Yenne. The dealer explained the problem arose because she defaulted on the $17,000 loans for the two cars she bought in 2008.

But Yenne didn’t buy the two cars, and certainly didn’t default on any loans; someone in the Milwaukee area bought the cars and financed them using her Social Security number and the names Jo Perkins and Jo Harris.

It’s not likely Yenne will ever learn how the identity theft occurred, but she does know how her credit was ruined: “I had not taken the time to check my credit,” she said. “Everybody should be encouraged to check their credit.”

But, losing a pristine credit record is only a part of the picture. A stolen Social Security number can lead to criminal identity theft, where an arrested criminal uses the ID theft victim’s information and the victim ends up with a criminal record.

If a stolen Social Security number is used to obtain employment, the IRS may demand unpaid taxes or fines based on earned income associated with the stolen SSN.

The thief may claim retirement benefits, making it impossible for the victim to receive Social Security benefits at retirement age.

One of the first services LifeLock provides their nearly 1.5 million members is a free credit report. Visit LifeLock.com to find out more about their other services including fraud alerts, WalletLock™, eRecon™ and TrueAddress™.

Enroll using the LifeLock promotion code DEFENSE to get the lowest price available.

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There are life-changing moments when time seems frozen, when the mind races, tripping over itself as it tries to make sense of what’s happening.

A loan for a son’s or daughter’s first car is denied because a parent’s credit score has taken a precipitous dive. A bill collector calls demanding payment on a hospital bill in another state. A woman hands her license and registration to a traffic cop, never dreaming that within minutes she’ll be handcuffed and arrested on outstanding warrants.

Those are the moments of discovery for most identity theft victims.

According to a survey by the Identity Theft Resource Center, 82% of identity theft victims find out the hard way that someone else has used their personal or financial information. And the longer the crime goes undetected, the longer it takes the victim to clean up the mess.

There are things you can do to minimize the risk of becoming an identity theft victim. Enrolling in LifeLock’s comprehensive services. If you think you might already have become and ID theft victim, or you might become one, LifeLock will request that fraud alerts be placed on your credit files so nobody but you can take out credit in your name. They’ll request your credit reports so you can review them for any unusual activity. They’ll put an end to pre-approved credit offers that are like a free lunch for identity thieves.

Those are the basics of identity theft protection, and they’re all things you could do yourself, at no charge. Unfortunately, they’re also the things that frequently go undone.

LifeLock doesn’t stop with the basics. LifeLock also provides these exclusive services to all of their nearly 1.5 million members:

• WalletLock™—Representative are available 24/7 to help you cancel and replace the contents of a lost or stolen wallet before identity thieves can use them.
• TrueAddress™—to monitor millions of address change requests so thieves can’t divert your mail to obtain more information or conceal their activities
• eRecon™—to ensure your information isn’t bought, sold or traded on thousands of websites used by identity theft rings

Visit LifeLock.com today. Enroll using the LifeLock promotion code DEFENSE to get the lowest available price and receive 30 days of free protection.

At the end of the 30-day free period, your card will be automatically billed $9 monthly unless you cancel within that first 30-day period. You can cancel anytime without penalty by calling 1-800-LIFELOCK. This offer is for new LifeLock members only.

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