Posts Tagged ‘LifeLock promo code’

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It’s high time you called LifeLock

Monday, October 4th, 2010

Why should I purchase identity theft protection? It’s a question many people ask themselves – and more and more are deeming this type of protection something they don’t want to do without.

Identity theft is one of the world’s fastest-growing crimes, with a new person falling victim every 13 seconds. With the expansion of technology, particularly social networking, everyone’s identity is compromised more and more each day. Hacked Twitter, Facebook and MySpace account information is sold on the black market every day for hundreds of dollars each.

Another commonly-used method is skimming. Identity thieves use machines disguised as part of ATMs or credit card machines to obtain your credit card information, which can then be used to create fraudulent cards. Other ID thieves dumpster dive or rummage through trash to get the information they need. Some go through your mail, looking for bank or credit card statements, bill payments or pre-approved credit offers.

Most people realize their identity has been stolen when they are trying to apply for new credit cards or loans. But wouldn’t it be nice to know before then? Wouldn’t it be nice to know that your information was being used to apply for credit, employment or a cell phone. LifeLock can do this for you.

LifeLock makes identity theft protection simple and affordable. For as little as $10 per month, you can be sure your information is safe and secure. LifeLock also offers a promotional code that will allow you to sign up for only $9 a month – that’s under $100 a year.

LifeLock is different from other identity theft protection companies in that it offers proactive serves – LifeLock searches for all credit and non-credit related threats to your identity and notifies you the minute any such threat is found. In other words, you’ll be able to nip identity theft in the bud. No other service offers this.

Call LifeLock today. Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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Credit card fraud and identity theft – what’s the difference?

Friday, October 1st, 2010

When some people think about identity theft, the confuse it with credit card fraud – and the two crimes are distinctly different, although they do share some common factors.

With both crimes, a thief has gotten his hands on your information and is using it to convince others that he’s you. The bad thing is that once he’s done so, he is entitled to all the same benefits you are.

The worst part of the scenario is that you’ve done everything right. You’ve maintained good credit and banking accounts, you haven’t committed any crimes, you aren’t under investigation and you have a steady income. But those are the very things that make you valuable in the eyes of a criminal.

Credit card fraud is when a thief takes your credit card and makes purchases with it. Debit card fraud also falls into this category, since debit cards can also be used as credit cards, bypassing the need for a personal identification number.

Thieves obtain credit cards in one of two ways: first of all, the most obvious is to just take the card from the owner. The other way is more crafty. There are numerous phishing scams online that trick a consumer into going to a bogus Web site and entering credit card information.

Identity theft is a whole other ballgame. With identity theft, a person steals another’s whole identity, including Social Security number, official identification cards or driver’s license and other documents and personal information. With this information, a thief can open credit accounts, get loans, and obtain cell phones, utilities, apartments and employment. Until the victim checks his or her credit report or is contacted by a collection agency, he or she may not even be aware there’s a problem.

The most horrible thing about this scenario is that the victim becomes responsible for the debts and can even be arrested if his or her identity is used to commit a crime. It can be a harrowing experience to restore reputation and credit.

It is important to keep your personal information, along with your credit, debit and Social Security cards, secure. If they are lost or stolen, report it as soon as possible. And you’ll want to make sure to obtain and review your credit report carefully for any fraudulent or unexplained entries.

If you can’t keep watch over your information 24/7 – and who among us can – it’s time to call LifeLock.

LifeLock will monitor for both credit and non-credit related threats to your personal information, and will notify you immediately if any such threat is detected. In other words, you’ll know about a threat before a criminal has a chance to do any real damage to your good name or your credit.

Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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Trio picked up, charged with ID theft

Wednesday, September 29th, 2010

If you regularly spend time in the gym, you’d better be sure to get a good locker.

Charges have been filed in Larimer County, Colorado against three people accused of running a burglary and identity theft ring.

Twenty-eight-year-old Maggie Mae Henderson, 32-year-old Jessica Hornback, and Joseph Lee Thyfault, 31, now face criminal felony charges. The arrests come after Fort Collins and Loveland police began a joint burglary investigation in which victims’ identities were stolen.

The trio stole personal information from lockers at local health clubs in northern Colorado and used stolen credit cards, checks or personal information to make purchases, forge documents and withdraw cash from banks. Investigators believe the crimes were committed through June 2009.

Henderson has been charged with four counts of identity theft and one count of theft, while Hornback has been charged with 19 counts of identity theft. Thyfault has been charged with four counts of identity theft, two counts of burglary, one count of possession of tools used to commit burglary and one count possession of drugs.

It goes without saying that when in a public place, be sure you keep your wallet on you or keep your hand on it at all times. This includes when you’re shopping, at a gym, sports facility or library. If you are at a facility that offers the use of lockers, be sure you use the lock, and that it is secure before you walk away. You may even wish to provide your own lock, so that you can be assured that no one else has a key.

If your wallet is ever lost or stolen, you’ll likely spend time, first of all, trying to remember the contents, then how to contact the bank or credit card issuers. You should make a copy of any credit or debit cards, as well as any identity information in your wallet, and keep that information in a secure location. That way, if your card is lost or stolen, you won’t have to scramble to find contact information.

The best thing you can do is to contact LifeLock before anything happens to your wallet. With LifeLock’s WalletLock™ service, if your wallet is missing or stolen, a LifeLock specialist will help cancel and replace the lost contents of your wallet.

But that’s just the start. For just $10 per month, you can receive LifeLock’s standard services, and for $15, you can sign up for LifeLock’s Personal Breach Detection™ Services, which means LifeLock will monitor unregulated and file-sharing networks for your identity information. If you’re found to be at risk, LifeLock will notify you immediately, and you’ll get the help you need to prevent personal information disclosures.

Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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Protect Your Identity Week is coming up next month

Monday, September 27th, 2010

The Council of Better Business Bureaus and the National Foundation for Credit Counseling are encouraging consumers and small business owners all over the country to fight identity theft by taking part in the third annual Protect Your Identity Week, to be held Oct. 17-23.

Identity theft is a growing problem, with the number of U. S. victims climbing to 11.1 million in 2009, a 12.5 percent increase over the previous year, according to Javelin Strategy and research. No one is completely safe, but there are steps consumers can take to protect themselves against identity theft, and to limit the damage if it does happen.

As part of the special week-long focus, consumers and small business owners can take advantage of:

• More than 150 events taking place in communities across the country, most offering educational workshops, credit report reviews and document shredding. All events are free and open to the public. Some locations will also provide safe disposal of mobile phones and computer equipment.

• Consumers should take the time to assess their own risk for identity theft. Do you have the proper anti-spyware software on your computer? Do you have a firewall? Do you change your passwords frequently? Do you make them difficult to figure out? Do you shred your documents? Are you careful about when and where you give out your personal information? If you are unsure of any of these things, you could be at risk.

Visit the Better Business Bureau Web site to find event locations near you.

But you don’t have to wait until Oct. 17 to become proactive about protecting your identity information. You can begin by calling LifeLock today.

LifeLock is the industry leader in proactive identity theft protection. LifeLock scans for both credit and non-credit related threats to your information, and if any threat is detected, you’ll be notified immediately. If there is any activity, a LifeLock representative will move quickly to restore things back to normal.

Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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Florida House candidate signs up with LifeLock after Democratic screw-up

Thursday, September 23rd, 2010

Florida House candidate and Republican Allen West has signed up for LifeLock after his Social Security number was released in a Democratic party mailer.

The mailer featured a copy of a 2005 tax lien against West, which bore his Social Security number. It also bore the employer identification number for West’s wife’s business. This information was mailed to thousands of voters.

West and his family members are in the process of obtaining new Social Security numbers, and purchased identity theft protection from LifeLock to provide additional and proactive protection.

West is running against Rep. Ron Klein (D-Boca Raton). Klein won his post over West in 2008. Although a spokesman for the Democratic Party has issued a formal apology to West, a spokesman for West and his family said the candidate and his family are offended by it, and West rejected an offer by the party to pay for two years of identity theft protection.

The mistake could work in West’s favor. Twenty percent of his district is over 65 years of age, and senior adults are often targeted by identity thieves.

West has released a new television advertisement, in which he calls Klein a “desperate politician.” He also says, “It makes me wonder what else Klein will do to me, or to you.”

West’s campaign is weighing its legal options.

This isn’t the first time such an incident has caused a stir in the political arena. In 2005, Maryland Democrats released the same information on Michael Steele, then the Lieutenant Governor of Maryland. And in 2008, the Alaska Democratic Party revealed the Social Security number of Republican vice presidential nominee Sarah Palin.

West has called the matter an “unprecedented new low in American politics.”

For more information on LifeLock, go online at www.lifelock.com. Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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Get proactive when it comes to your personal info

Tuesday, September 14th, 2010

As the number of incidents of identity theft continues to rise, many people are taking a radical step: changing their Social Security numbers.

Traditionally, trading an old number for a new one is something that leans toward the extreme. Not only does the Social Security Administration demand heavy, documented proof of hardship, it also means that a person must track down every bank, utility, credit card and government agency that might have the old number on file and persuade them to use the new number.

But despite the obstacles, the SSA has issued new numbers for those citing identity theft as the reason. Social Security numbers can be particularly valuable assets in the hands of a criminal. With little more than a valid Social Security number and a street address, a criminal can fraudulently open credit card accounts or apply for loans in someone else’s name.

When you change your SS number, you cut off a thief, but you also get to make a fresh start with a clean credit history. But people are often disappointed when this doesn’t solve their problems. In fact, some privacy advocates warn that it can actually make things worse.

When a new number is assigned, the SSA doesn’t delete the old one. Instead, it links the two numbers, because it needs both to compute when the person retires. That means that when a creditor looks at the victim’s credit report, they see a clean record linked to a troubled one. It raises flags and looks suspicious.

So it’s easy to see that changing your number won’t help; it will only serve to complicate things. It’s better to work on cleaning up your own credit mess, even if it takes a while.

Being proactive with the protection of your Social Security number is crucial. LifeLock will monitor for credit and non-credit related threats to your SSN and other personal information, and notify you the moment any issues are detected, effectively shutting down the crook before he can get started.

Call LifeLock today. Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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New suite to offer LifeLock customers more

Monday, September 13th, 2010

LifeLock, the leader in proactive identity theft protection, will introduce Credit Score Manager®, a comprehensive tri-bureau credit management suite, which offers credit score tracking plus credit monitoring next month.

The new service will be available to LifeLock customers in October 2010, and will utilize a tri-bureau credit management approach by monitoring all three credit bureaus daily and sending alerts when changes are made to member files. The service will also provide members with monthly updates to their TransUnion credit score, and annual updates to credit scores and reports from all three bureaus. Members can also access their scores and reports from all three bureaus anytime online.

The suite will complement current LifeLock protection, giving LifeLock customers a comprehensive credit management solution. Consumers have the option to select the suite alone, or select the suite along with the LifeLock Command Center™, giving them all of the LifeLock services that exist. This includes LifeLock Identity Alert™ system, eRecon™ service, WalletLock™ service and the $1 million guarantee, which means that if a LifeLock customer is ever victimized by identity theft, LifeLock will spend up to $1 million to make things right. The dual package also includes LifeLock Identity SDS™ service (Search, Detect, Secure) and LifeLock Personal Breach Detection™ service.

LifeLock is leading the pack when it comes to proactive identity theft protection. Its Identity Alert™ system offers broader identity coverage, greater control and notification of both credit and non-credit related threats to personal information. The service does this by monitoring more than 45 million data points daily and 30 million consumer transactions each month. This includes retail credit cards, mortgage loans, auto loans and payday loans.

With the new suite, LifeLock’s protection is unbeatable – and you can’t afford to be without it. Call LifeLock today. Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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Who’d you rather? Big, bad wolf or ID thief?

Friday, September 10th, 2010

Little Red Riding Hood happily walked through the forest, fighting her fear of running into a wolf again. She was happy to take Grandma some treats and spend some time with her.

On the way to Grandma’s house, Red stopped off at the post office to pick up her mail. Red was surprised to find a credit card bill with a rather high balance. Since she didn’t even have a credit card, she was quite puzzled. A quick call to the credit card company and a conversation with a friendly customer service person helped Red to understand what happened. Grandma got some plastic using Red’s personal information.

Suddenly, Red didn’t feel like visiting Grandma today.

Sadly, this scenario is all too common – minus the red cape, of course. Somewhere between three and five out of every 10 cases of identity theft is committed by a family member who has access to personal information. And when it’s Grandma, the risk of prosecution is lower. Who wants to turn Granny in to the cops? But if you are a victim, you have to.

Before you turn in a family member for identity theft, you will need proof, since there’s more “cost” associated with this type of identity theft. Turning in a family member will damage relationships as well as your wallet.

You should file a police report citing identity theft. Evidence can be signatures not matching or charges made when you couldn’t have made them.

Notify your credit card issuer to close the account so that no more charges can be made. You’ll need to provide a signed affidavit and a copy of the police report to do so.

You will need to document the questionable purchases. By proving that you didn’t make the charges, you won’t be held accountable for them. If you are being hounded by a debt collector, you will need to send them an affidavit and copy of the police report also.

In addition, you’ll need to add a fraud alert to your credit report, and have the incorrect information – the charges and late or unpaid payments – purged from your file. Again, you will have to provide an affidavit and copy of the police report.

From this point forward, you should regularly review your credit report for any suspicious activity, as well as your credit card and bank statements.

Facing a wolf in the woods is tough – but dealing with identity theft on your own is tougher. Call LifeLock today.

Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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You’re not the only one who could request your credit report

Wednesday, September 8th, 2010

An identity thief with designer tastes…it’s every consumer’s nightmare.

An even bigger nightmare? A thief who gains access to your credit report and your personal information.

But that’s just the case with Iguosade Osahon, 28, a student born in Nigeria. Osahon has been charged with stealing the identities of 750 victims and using the $500,000 he stole to purchase Rolex watches, Louis Vuitton bags and even jewelry at Tiffany’s.

Osahon stole the information of his victims by trolling online data traffickers for personal information, including names, birth dates and Social Security numbers. Armed with this information, he then went to the Web sites of the three major credit bureaus, Equifax, Experian and TransUnion.

Once on the sites, he ordered credit reports using his victims’ information. He perpetrated this scam from November 2007 to February 2010.

Osahon told investigators he focused on wealthy zip codes.

Osahon collected 800 credit reports and used them to gain access to bank and credit card accounts.

He has been charged with 147 counts of computer tampering, grand larceny and identity theft, and could face up to 15 years in jail if convicted.

This case drives home the point that it is crucial to have the proper firewall, anti-spyware and anti-virus software on your computer, so that your information cannot be stolen. It is also crucial that you only enter your personal information on sites that are secure; these begin with “https,” rather than just “http.”

You should also inquire when you provide your personal information regarding how your information will be stored and protected.

The best thing you can do, however, in order to protect yourself is to be proactive. Sign up with LifeLock today.

LifeLock is the only proactive identity protection service on the market today, and a small monthly fee for membership will allow LifeLock to search for all credit and non-credit related threats to your information. If any are found, immediate action will be taken. It’s that simple.

Call LifeLock today and rest easy tonight. Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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World Cup attendees may be victims of ID theft

Tuesday, September 7th, 2010

Allegations have led to an investigation of an official linked to Fifa.

According to a report from the Information Commissioner’s office, the details of 35,689 English fans who attended the World Cup in Germany in 2006 may have been sold unlawfully for profit. Reports indicate that the dtails of 7,200 fans have also been traded illegally.

The investigation began after a Norweigan newspaper reported last month that personal information from 250,000 fans who attended the soccer tournament had been sold just ahead of this past summer’s Cup in South Africa.

According to reports, a “rogue employee” of Match Hospitality, Fifa’s official ticketing agency, may have sold the information on the black market.

Match officials have said they were unaware of the incident, and have taken every possible precaution to protect the personal information of their customers.

To date, there have been no reports of fraudulent activity from anyone whose personal information was taken.

Match Hospitality has exclusive rights to sell hospitality packages at the 2014 World Cup, just as it did in this year’s tournament. During this year’s event, Match was criticized for over-pricing packages, which resulted in empty seatsfor most of the matches.

To be sure your information is safe when you purchase tickets online, over the phone or even in person, ask the ticket agent how your personal information will be protected. If you cannot get an answer from the ticketer, ask to speak to someone in a supervisory position. It is your right to know how your information will be protected after you have provided it.

For proactive protection, call LifeLock today. LifeLock will monitor for any fraudulent activity regarding your personal information, checking both credit and non-credit related sources.

If any such activity is detected, LifeLock will notify you immediately, via e-mail, postal mail or telephone. LifeLock’s representatives will take action immediately to repair and restore.

Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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