Posts Tagged ‘identity theft prevention’

How do I protect myself after identity theft?

Wednesday, June 16th, 2010

If you fall victim to identity theft, remember that you don’t have to go it alone. LifeLock is there to help.

After having been through the nightmare of identity theft, you may ask yourself, “How do I protect myself and stay safe afterwards?”

This is a legitimate concern, and the solution is easier than you think. You can make prevention an everyday part of your life by following these simple measures:

• Purchase a cross-cut paper shredder. All documents containing personal information, such as junk mail, credit card receipts, and bank and credit card statements, should be shredded. This will prevent thieves who go through trash from obtaining your personal information.
• When you order checks,, have them delivered to your bank, rather than to your home address.
• When using ATMs and phone cards, be wary of anyone who might be close enough to see your numbers. “Shoulder surfing” is a common way that thieves obtain your personal identification numbers to gain access to your accounts. (more…)

Red Flag Rules delayed … yes, again

Saturday, December 26th, 2009

delayedIt’s impossible to write about the Red Flag Rules without an apologetic “stop me if you’ve heard this one before” preface. So don’t shoot the messenger, but the deadline for the Feds’ identity-protecting Red Flag Rules has been delayed. The newest deadline—the fifth—replaces the January 1 deadline with one of June 1, 2010.

Congress created the program in 2003 in an attempt to stem the tide of identity theft by forcing creditors to use a common sense approach to identity theft prevention. It was originally slated to take effect in November 2008.

From its inception the rules have met with formidable pushback from the American Medical Association, the American Bar Association and the nation’s bankers, each group taking exception to the FTC’s interpretation of “creditor.” (more…)

ID theft and pickpocket risks during holiday shopping season

Monday, November 23rd, 2009

I’ve decided to do most of my Christmas shopping from home this year, using only well-known sites to make sure I don’t become an ID theft or credit card fraud victim. The only thing that will get me to the mall or the big box stores is the Black Friday bargains. Other than that, I’m doing the rest of my shopping over the Internet from the comfort of my home office. Unfortunately, while this strategy will get me the best bargains, it also presents ID theft risks.

To get the best deals, shoppers have to get in line for a coupon at 3 A.M., and then wait till 5 A.M. to rush the doors with hundreds of other shoppers. Once they have their loot in their carts, they’ll wait in line again to check out. It’s the perfect opportunity for pickpockets who take advantage of the mayhem to steal wallets for credit card fraud and ID theft. (more…)

Cloud Computing Security Concerns

Friday, September 25th, 2009

Could cloud computing lead to more data breaches and Identity theft? The growing trend of document being stored and created on provider’s servers to be accessed from anywhere has become a topic of security discussions for some time now. Could this trend drive up the amount of data breaches we see in the media.

For those of you who don’t know, cloud computing refers to the use of web applications and storage. Creating documents on the web is something that has become popular for some time now. With providers like Google Docs and now the New Windows Live Documents providing enticing way to create and share documents with other people with a simple web browser. It’s great for productivity but is it good for security. (more…)

Which ID theft service should you choose?

Thursday, May 21st, 2009

With the FTC’s announcement that 10 million Americans became identity theft victims in 2008, you might be wondering how to protect yourself. You have three options: Do-it-yourself, credit monitoring or comprehensive identity theft services. (more…)

LifeLock review: Unisys survey reveals highest-ever identity theft fears

Tuesday, April 7th, 2009

The global financial crisis has given people plenty to worry about: diminished retirement accounts, decreased job security, upside down mortgages and failing businesses to name a few of the common concerns. But even greater than all these is the worry about identity theft and credit card fraud, according to a recent Unisys Security Index report. (more…)

LifeLock promo code fits the budget, meets the need

Wednesday, February 11th, 2009

We’re all experiencing anxiety (or outright panic) in the face of diminishing job security, escalating interest rates and sinking home values. I hate to add to the daily financial sturm und drang—and I beg your forgiveness—but you need to know about the increasing risk of identity theft related to data breaches and this recession. (more…)

Job seekers need ID theft protection services

Monday, February 9th, 2009

As of January 2009, 11.6 million Americans are unemployed, according to the federal Bureau of Labor Statistics. Jobs are hard to come by these days, and job seekers are desperately applying a shotgun approach, using headhunters, professional networking and a number of online job sites.

Unfortunately, rather than becoming full-time employees, many applicants may become identity theft victims instead. (more…)

LifeLock Speakers Series and discounts promote identity theft education

Thursday, January 22nd, 2009

Reading this blog is one way to learn more about identity theft and how to protect yourself from it. But if you belong to an organization whose other members are interested in learning more, you can take advantage of the new LifeLock Speakers Series.

“The series has been designed so that individuals with similar interests can come together and learn about the latest identity theft trends, the inherent risks associated with the crime, as well as the types of proactive measures all consumers should take in order to minimize their risks of becoming a victim,” said Mike Prusinski, LifeLock’s Vice President of Public Affairs.

LifeLock provides this service free of charge as part of their mission to reduce the number of identity thefts. The US Department of Justice has called identity theft the number one crime in the United States, surpassing drug trafficking. Every three seconds another American becomes an identity theft victim. (more…)

Is LifeLock that good?

Friday, January 16th, 2009

Last year someone used my husband’s identity to buy almost a thousand dollars worth of Star Wars light sabers online. After filing the police report, canceling the card and doing battle with the bank, I began researching identity theft services.

The first thing I did was go to LifeLock.com because I’d seen their commercials. (I have insomnia, so I see a lot of their commercials!) Besides giving out his Social Security number (a lot), their CEO Todd Davis goes on (a lot) about all the wonderful things LifeLock does.

Is LifeLock that good? I visited the websites of a half dozen other ID theft services. I checked them all out with the Better Business Bureau. I read the reviews. I compared prices. In the end, I chose LifeLock. (more…)