Posts Tagged ‘avoid identity theft’

LifeLock’s new products are here to protect your identity

Thursday, August 28th, 2014

According to Javelin Strategy & Research, 13.1 million American end users were victims of identity fraud in 2013. CNN mentions that a new victim of identity fraud is reported about every 2 seconds!

What does this mean? It means you need the BEST identity protection out there: LifeLock®. With LifeLock, you can go far beyond just credit monitoring. You can see all your account activity – credit cards, debit cards, and bank accounts – in ONE secure place, all at affordable prices.

How does LifeLock protect your identity? LifeLock sends you an alert – phone, text, or e-mail – on transactions that exceed the threshold set on your accounts (cash, balance transfers, purchases, etc.). You can then review the transaction and make sure all the information is correct by clicking a “Yes” or “No” button. If you click “No,”
LifeLock will send you instructions to dispute this matter. There are only three steps; it’s that simple!

LifeLock cannot prevent identity theft, BUT it searches over one trillion data points per day to help protect you better than any competitor. Only LifeLock can monitor for identity fraud using such broad array of finances – financial institutions, merchants, banks, wireless carriers, etc.

With LifeLock’s new products – LifeLock Standard™, LifeLock Advantage™, and LifeLock Ultimate Plus™ – you can be sure to have a plan that caters to your needs at the best price available.

LifeLock Standard™ protects your identity from fraudulent activity with the following for ONLY $9.99/month:

•LifeLock Alert System
•Lost Wallet Protection
•Address Change Verification
•Reduced Pre-Approved Credit Card Offers
•Black Market Surveillance

The LifeLock Identity Alert System detects suspicious activity on all of your accounts and alerts you through phone, text, or e-mail.

You can call Lost Wallet Protection anytime and anywhere if your wallet goes missing. LifeLock will assist you in canceling and replacing the contents of your wallet – credit and debit cards, driver’s license(s), Social Security cards, insurance cards, checkbooks, and travelers checks – preventing fraudulent charges on your account. LifeLock will not be responsible for cash, cash equivalents, and pictures lost in your wallet.

LifeLock will alert you and have you verify anytime an address change has been made under your name.
LifeLock can also reduce the amount of irritating pre-approved credit card offers you receive.

The Black Market Surveillance system LifeLock provides monitors over 10,000 criminal sites, further protecting you.

Want to step your protection up just a notch? Try LifeLock Advantage™ for even more protection at ONLY $19.99/month! The Advantage program includes the following additional services:

•Fictitious Identity Monitoring
•Court Records Scanning
•Data Breach Notifications
•Online Annual Credit Reports and Scores – 1 Credit Bureau
•Credit Card, Checking and Savings Account Activity Alerts

Fictitious Identity Monitoring, which scans names and addresses associated with your Social Security number in public and credit record sources so your identity can be protected before a stranger steals your identity and commits fraud under your name.

Your credit card, checking and savings account will be continuously monitored – cash withdrawals, balance transfers, and large purchases – for fraudulent activity.

Personal information is everywhere, including banks, insurance companies, employers, and even your favorite retailers. LifeLock will alert you of publicly reported large-scale breaches so you can better protect yourself from fraudulent activity.

LifeLock will also check court records with your name and date of birth in case you become fraudulently associated with false arrests and convictions unknown to you.

LifeLock can provide you with online access to annual credit report, as well as and annual credit score from a major credit bureau. The credit score will even include a list of top factors used to determine your score so you can better understand what lenders are looking for.

Still not convinced? Check out LifeLock Ultimate Plus™! For ONLY $29.99/month, this Ultimate package includes all the aforementioned services, as well as:

•Investment Account Activity Alerts
•Online Annual Credit Reports and Scores – 3 Credit Bureaus
•Checking and Savings Account Application Alerts
•Bank Account Takeover Alerts
•Credit Inquiry Activity
•File-Sharing Network Searches
•Sex Offender Registry Reports
•Monthly Credit Score Tracking

LifeLock will alert you if someone tries to open a new account – checking and savings – under your name, not only in your bank, but all banks. This identity protection is continuously searching for your personal information pertaining to new bank account applications, from coast to coast, at national banks, local banks, and credit unions.

Did you know that an identity thief have the ability to take over your online bank accounts and add themselves as a new account holder? LifeLock monitors activity changes such as this and alerts you right away.

LifeLock protects your hard earned investment profits as well by sending you alerts if any cash withdrawals or balance transfers are made from your investment accounts.

This service also searches through music, photo, and data file-sharing networks for unnecessary exposure of your name, date of birth, Social Security number, and email or contact information.

LifeLock also alerts you if a registered sex offender has moved into your zip code, and if the offender lists your address as a way to avoid detection.

This best value package provides you with credit reports and credit scores not from only one, but from all three primary credit bureaus – Equifax, TransUnion and Experian. Included, also, is a monthly single-bureau credit score tracker so you can identify significant changes and keep track of your credit over time.

LifeLock also features a LifeLock Junior™ service that can be added to your chosen adult package to ensure that your child’s credit maintains a clean slate. This service includes monitoring your child’s information – name, date of birth, and Social Security number – in applications for credit and services, black market surveillance, file-sharing networks, and certified credit resolution support.

Cherry on top? LifeLock has a $1 million total service guarantee to help protect you. If you become a victim of identity fraud, LifeLock will spend up to $1 million to hire professionals – experts, lawyers, consultants, etc. – to aid your recovery.

DON’T wait until you are already a victim of the ever-increasing identity theft predicament. Join LifeLock TODAY and have our 24/7/365 live member support team put your mind at ease and keep your identity safe!

Identity theft protection

Tuesday, January 19th, 2010

Identity theft and tax season

It’s tax season. It’s an annual occurrence, happening at the same time of year, every year. And in observance, here’s our annual phishing, scamming and identity theft warning with tips for avoiding getting taken to the cleaners … by anyone but the IRS.

Your mailbox

  • If you don’t already have one, buy a locking mailbox before your W2 is delivered. Just think how easy it is to commit identity theft with just that one piece of stolen mail.
  • (more…)

St. Rita’s Medical Center patients’ info stolen

Thursday, March 5th, 2009

It would have been just another run of the mill car break in, except this particular violated car belongs to a home-health care employee from St. Rita’s Medical Center in Lima, Ohio. In the car was a bag, and in the bag was the personal and medical information of 242 St. Rita’s patients.

So, what this means is that somewhere there is a cretin who is in possession of the patients’ names, addresses, phone numbers, dates of birth, patient ID numbers. For some patients the identity theft threat is even greater because their Social Security numbers were also in the stolen bag. And for some, the privacy violation is even worse because their case managers’ and physician’s names and the details of their treatment were also stolen.

Let’s try to make something positive and hopeful of this, shall we? (more…)

Bounced check notice? It might be an identity theft ploy.

Monday, February 16th, 2009

Ever bounce a check? Then you know the sickening feeling you get in the pit of your stomach when you pull that slim envelope from the mailbox. You know how anxious you are to make the check good and assuage your feelings of humiliation. But what if you never get that bank notice? What if you get a letter from a collection agency first? (more…)

LifeLock promo code fits the budget, meets the need

Wednesday, February 11th, 2009

We’re all experiencing anxiety (or outright panic) in the face of diminishing job security, escalating interest rates and sinking home values. I hate to add to the daily financial sturm und drang—and I beg your forgiveness—but you need to know about the increasing risk of identity theft related to data breaches and this recession. (more…)

Job seekers need ID theft protection services

Monday, February 9th, 2009

As of January 2009, 11.6 million Americans are unemployed, according to the federal Bureau of Labor Statistics. Jobs are hard to come by these days, and job seekers are desperately applying a shotgun approach, using headhunters, professional networking and a number of online job sites.

Unfortunately, rather than becoming full-time employees, many applicants may become identity theft victims instead. (more…)

Get ID protection before some nitwit gives up your personal information

Thursday, January 29th, 2009

There’s a reason bloggers like me are always harping about the need for identity theft services like those offered by LifeLock: it’s because so many nitwits are in charge of your personal information.

Before I begin my rant, let me start by saying the folks in the Madison, Wisconsin Human Resources Department are probably good people. Like their imaginary Minnesota neighbors of Lake Wobegon, they’re probably a bunch of strong women, good-looking men and the parents of above-average children.

But how did their kids get so darned smart if their parents are nitwits? (more…)

LifeLock Speakers Series and discounts promote identity theft education

Thursday, January 22nd, 2009

Reading this blog is one way to learn more about identity theft and how to protect yourself from it. But if you belong to an organization whose other members are interested in learning more, you can take advantage of the new LifeLock Speakers Series.

“The series has been designed so that individuals with similar interests can come together and learn about the latest identity theft trends, the inherent risks associated with the crime, as well as the types of proactive measures all consumers should take in order to minimize their risks of becoming a victim,” said Mike Prusinski, LifeLock’s Vice President of Public Affairs.

LifeLock provides this service free of charge as part of their mission to reduce the number of identity thefts. The US Department of Justice has called identity theft the number one crime in the United States, surpassing drug trafficking. Every three seconds another American becomes an identity theft victim. (more…)

Monday, January 19th, 2009

Identity theft stories don’t get much freakier than this one from Annapolis, MD. And, making it worse, the guy responsible is out on bond and probably reprising his act.

OK, here’s the story of the identity theft crime allegedly committed by Thomas Calvin Eichelberger:

Last September Eichelberger entered into a job contract with a man we’ll call Bob (because, trust me, “Bob” doesn’t want anyone linking him to this story). Afterwards, they stopped by a gas station where Eichelberger bought Bob a cappuccino. After he drank the coffee, Bob said he started feeling lightheaded, but the two went on to have a few drinks at a local restaurant and then went back to Eichelberger’s place where they had a couple more drinks and Bob got sick.

When Bob comes to, he finds himself naked on Eichelberger’s bed while his host sits clothed in a chair looking at him. Bob hung around a little longer, found a camera under Eichelberger’s bed and got sick again. Can you guess what was on the camera? Good guess! The camera held pictures of Bob and Bob’s naked butt. (more…)

Is LifeLock that good?

Friday, January 16th, 2009

Last year someone used my husband’s identity to buy almost a thousand dollars worth of Star Wars light sabers online. After filing the police report, canceling the card and doing battle with the bank, I began researching identity theft services.

The first thing I did was go to because I’d seen their commercials. (I have insomnia, so I see a lot of their commercials!) Besides giving out his Social Security number (a lot), their CEO Todd Davis goes on (a lot) about all the wonderful things LifeLock does.

Is LifeLock that good? I visited the websites of a half dozen other ID theft services. I checked them all out with the Better Business Bureau. I read the reviews. I compared prices. In the end, I chose LifeLock. (more…)