If you’re familiar with LifeLock and identity theft protection, this will be a review of LifeLock services. If not, this will serve as a quick primer on LifeLock.

The LifeLock program is based on service. Experts advise that consumers that taking just a few simple steps can help protect you from identity theft. Those are placing and renewing fraud alerts; taking your name from junk mail and phone soliciting lists; ordering and reviewing your credit reports.

Most people never do these things, though. So, just like paying someone to change the oil in your car, LifeLock takes care of these chores for you. You’re paying for the service. Most members pay somewhere around $120 a year, or $10 a month for LifeLock. Click here for a discount. Read the rest of this entry »

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Whether you’re shopping for a new car or a new doctor, one of the most important sources for you is going to be other people. How do they like their cars? Did their doctors treat them well and take care of their health problems?

Those same things matter when you’re shopping for a company to protect you from identity theft. That’s why the primary feature of LifeLock’s website is the testimonials of some of their 700,000 clients. Their stories will give you some quick summaries of how—and how well—LifeLock works.

Kim Barnes, who’s featured on LifeLock.com, comments that she and her family were on vacation when a member services associate called from LifeLock to ask if her husband was applying for a new credit card. He wasn’t, but somebody else was, and they were trying to use his identity to do it. LifeLock stopped them. Read the rest of this entry »
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Some companies call themselves identity theft protection providers. In many cases, all they really do is monitor your credit records and notify you after your identity has been stolen. Then, you can do the work to restore your credit and keep the thieves from doing any further damage.

But is that what you really want? For real protection, look into LifeLock identity theft prevention. When you sign up with LifeLock, identity theft just doesn’t happen. Read the rest of this entry »

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If you’re researching identity theft protection services, a LifeLock review is the place to start.Consumers’ LifeLock review“I urge everyone to consider employing LifeLock to protect his or her Identity. I am grateful the thieves that tried to get to me were not able to succeed even though they have tried repeated times. LifeLock stopped them!”“We looked at a number of companies and found LifeLock had the best product for protecting people from ID theft plus much more. I wish we had found them before my wife and I recently became victims.” Read the rest of this entry »

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“I got together a lot of smart people, including the vice-chairman of Bank of America, the former global chief information chairman for Visa, and said ‘Let’s go be disruptive; let’s go do something different.’” Todd Davis, Life Lock CEO

LifeLock’s product is different in a lot of ways, so it makes sense they’d market it differently. They’ve got that bus plastered with the Social Security number of Todd Davis, Life Lock CEO. They’ve organized a Strike Back Tour to bring their message about ID theft prevention to consumers and Congress. They’ve got the NASCAR sponsorships. They’ve got all those radio spots. Nobody else in the identity theft protection industry does that stuff.

But LifeLock is different from its competitors in a lot of other, more important ways, too. Read the rest of this entry »

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Once you’ve made up your mind to enroll in an identity theft protection service, your next step is going through all the online information to make comparisons.

There are a couple of sites whose LifeLock reviews will give you more information about LifeLock and the competing companies. To see that information in a simple table format, just click here, or here.

Another good way to learn about a company is to see what other people have to say about them. Below is an example found on the Yahoo 360° website: Read the rest of this entry »

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LifeLock’s usual price is $120 a year. Sometimes there’s even a promotion code available online that brings the cost of LifeLock down to $99 a year, and then they throw in an additional month for you and your kids, free. They’ll even set you up on a pay-by-the-month plan if that works better for you.

Most people would see that as a good value, considering all the service and protection that provides. Others call it a rip-off, and say that the services LifeLock provides—like credit reports or fraud alerts—can be had for free. And they’re correct, except for the key word “service.”

What LifeLock members pay for isn’t the credit report or the fraud alert; it’s the service of ordering the credit report for you. It’s the service of placing the fraud alerts, and then renewing them for you every 90 days. It’s the service of removing your name from junk mail and phone solicitation lists. And they do more than just those things. Read the rest of this entry »

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Before signing up with LifeLock or any other identity theft program, you want to check them out. Read their website content carefully. Compare their product and guarantee with their competitors’. Finally, you want to look at the company’s customer satisfaction ratings. The best place to do this is the Better Business Bureau’s website. Read the rest of this entry »

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You have insurance to protect your health, your home, your car. You have enough life insurance to take care of your family’s needs if you can’t be there to do it. All contingencies are covered…except one. What are you doing to protect your credit?

Think of all the insurance plans you carry and why you carry them. You probably have the basics: health, life, home and auto. Maybe you even carry additional mortgage insurance for the bank, or a policy that will pay off the mortgage if you die. Some people carry policies for dental and vision care, legal services or even pet health.

We carry all these plans to protect ourselves or our families from things known and unknown. You know you’re going to die, you just don’t know when. It’s time to think of identity theft the same way, and look into a Life Lock credit protection plan.

Why you need protection

Once you become aware of the fact that 65 billion electronic records have been lost in the last six years, you know how vulnerable we’ve all become. That’s almost 10 records lost for every human on the planet!

In 2005, CardSystems Solutions–a credit card processing company—exposed 40 million Visa, MasterCard and American Express debit and credit card accounts. In 2006, TJX, owner of TJ Maxx, Marshalls and several other retail stores, lost 94 million records. And if you have been, or currently are in the US military, you may be among the 30 million people whose data was lost. Just last week, Long Island University mailed out 30,000 tax statements with students’ names, addresses and Social Security numbers visible through the envelope window.(Pity the student who uses her veteran’s benefits to attend LIU, and pays for her TJ Maxx purchases by credit card.)

And, as alarming as these incidents are, most of the information identity thieves use comes from a purse or wallet that’s gone missing.You protect your life, health, home and auto. Click here now to see how a Life Lock credit protection plan can protect your good name.

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Until now, encryption was considered a bulletproof method of protecting your data, but a new study out of Princeton indicates that even data encryption is not invulnerable. The whole thing centers on the DRAM chip, which holds the content of your hard drive including encryption keys, has always been thought to lose memory once the computer was powered down.

The Princeton study shows that the memory actually fades over a period of time ranging from several seconds to several minutes. That’s the window of opportunity for attackers.
And it gets worse: that window of opportunity can easily be expanded to several minutes or more. Simply turning a canister of canned air (the stuff typically used to clean computers) completely upside down before spraying lowers the spray temperature to -50°C. At that temperature the DRAM chips hold memory for up to 10 minutes. Read the rest of this entry »

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