Job seekers need ID theft protection services

As of January 2009, 11.6 million Americans are unemployed, according to the federal Bureau of Labor Statistics. Jobs are hard to come by these days, and job seekers are desperately applying a shotgun approach, using headhunters, professional networking and a number of online job sites.

Unfortunately, rather than becoming full-time employees, many applicants may become identity theft victims instead.

Scammers have been known to use information from applicants’ online resume to contact them and conduct bogus phone interviews. After the interview the scammer enthusiastically expresses an interest in hiring the applicant and requests the applicants’ Social Security number and driver’s license number under the guise of conducting a pre-employment background check.

What they’re really doing is using all that information to steal the job seeker’s identity to obtain credit.

Underscoring the need for caution while job searching is news that the online job search site Monster.com was hacked in January. More than 75 million people use Monster.com and the federal job site USAJobs.gov that is run by Monster.com’s parent company, Monster Worldwide Inc.

Pam Dixon, a privacy expert who runs the World Privacy Forum offers these tips to those using online job sites:

Use only your first initial and last name on your resume.
Do not include your phone number or address.
Use a new email account as contact information.

In addition, conduct extensive research on any companies that express an interest in hiring you. Contact the company’s human resources department to confirm that the person posing as the interviewer is employed there.

In such a challenging employment climate it’s easy to understand why a job searcher would throw caution to the wind, but there are worse things than being unemployed. For instance, being unemployed and contacted by collection agencies demanding payment for credit card accounts you never opened.

It’s hard to justify new expenses when you’re unemployed, but for only $9 a month LifeLock will help you protect your credit, reputation and your finances. Simply visit LifeLock.com and enroll using the promotion code DEFENSE to receive the lowest rate and 30 days of free services.

At the end of the 30-day free period, your card will be automatically billed $9 monthly unless you cancel within that first 30-day period. You can cancel anytime without penalty by calling 1-800-LIFELOCK. This offer is for new LifeLock members only.

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