Mail stopped? Check.
Newspaper stopped? Check.
Housesitter? Check.
Travel insurance? Check.
LifeLock? Huh?
Travel agents with even the slightest bit of capitalist spirit will recommend you buy travel insurance when they book your trip. In fact, they’ll probably try to sell you on the idea of ID theft insurance for travelers. At first glance the policy may seem like a good idea.
Look closer. For even the most basic coverage, rates can be ridiculously high (usually between five and seven percent of the total cost of your trip) and coverage is amazingly scant. Policies that offer ID theft services for travelers typically limit their coverage to 180 days of credit restoration — a process that could take as long as three or four years to complete.
The better idea is to purchase LifeLock identity theft services that will serve you at home and away, 24/7/365. For only $9.95 a month, LifeLock offers comprehensive customer services that will protect you anywhere in the world in the case of lost or stolen documents.
Further peace of mind comes from knowing that regardless of the time zone, or time of night or day, you can reach LifeLock. Within minutes of your call, they’ll begin helping you replace documents you’ve lost including credit cards, driver’s license, Social Security card, passport, visas, checkbooks, etc.
Tips for protecting your identity while you travel
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Photocopy all your documents and leave a copy with a friend or family member you can trust.
Never leave your documents or valuables in your room while you’re out. Lock them in your room safe, or the hotel safe if you’re not carrying them with you.
Leave your checkbook at home. Use credit cards, cash or travelers checks instead. And don’t plan to catch up on bill paying while you’re out of town. Even if no one steals your checkbook, there’s a lot of valuable information on the account statements.
Don’t use ATM/Debit cards while traveling. If someone else does use your credit card, your liability is capped at $50.
Designate only one credit card for travel – preferably the one with the best rewards. Carry one more credit card for emergencies. Leave behind any other credit cards, Social Security cards, and anything else with personal information on it.
If you have to withdraw money at an ATM, make one or two large withdrawals rather than several smaller ones. Every time you use an ATM you’re creating another chance for identity thieves to skim your information.
Visit Life Lock.com and enroll with the LifeLock promotional code Defense for the lowest price available.
Tags: Life Lock, LifeLock, LifeLock for travelers, LifeLock promo code, LifeLock promotion code, LifeLock promotional code
Although this has not happened to me yet, I think that the protection does make sense.
It happened to my sister on her honeymoon after they spent thousands for the perfect Paris honeymoon. Ouch!