Archive for the ‘LifeLock’ Category
Identity theft has become more common, claiming more victims every day. It can truly happen to anyone. Taking steps to ensure that you don’t become a victim can minimize the damage done by an identity thief.
Until 2004, some states still required that a driver’s Social Security number appear on his driver’s license. The Intelligence Reform and Terrorism Prevention Act made this illegal. When a criminal has access to both your driver’s license and Social Security information, it becomes easier to ruin your credit and steal your money.
If your driver’s license is stolen, report the theft immediately to the three credit bureaus. Placing a fraud alert on your credit report will help deter a criminal from being able to open lines of credit in your name.
Some states now require that you do not smile when having your driver’s license photo taken. A neutral photo allows software to scam to see if a new photo and information match the information of another person. This system allows the Department of Motor Vehicles to verify if someone is trying to assume your identity.
Some states have a “verify ID” flag placed on your driver’s license. This warns authorities that someone may try to use your name and information in a fraudulent manner. Ask for a copy of your driving record annually to make sure there are no recorded tickets not issued to you.
Remember: Never have your driver’s license number printed on your personal checks – and be sure to destroy your old license when you receive a new one.
If you had a magic 8-Ball when you were a kid, you could ask it anything and you’d get such answers as, “It is certain,” “Most likely,” “Signs point to yes,” and “My sources say no.”
As children, somehow we believed those answers. We thought that magically, that 8-Ball knew just the right answer we wanted or needed to hear. We were amazed when the answer fit whatever our question was. It must have been magic.
But if you use that same 8-Ball to predict what will happen in the world of identity theft, you might not like what appears in that little window. Identity thieves are constantly changing their methods in order to keep up with changing attitudes and technology. But the one thing they count on is that people think it will never happen to them.
This kind of attitude gives these thieves just the opening they are looking for – it exposes consumer weaknesses, and scammers will take advantage of that apathy.
According to recent statistics, there are some trends in identity theft that will continue to grow and will be prevalent in 2011.
• Check fraud, based on synthesized checks will grow if the economy fails to improve. These specially-forged checks bear the name and address of a real person or company, but have fake account and routing numbers. Merchants often accept these checks.
• Small and medium sized organizations, like businesses, schools and governments, will be prime targets for criminals because of their healthy bottom lines and, all too often, minimal security against hacking.
• Social engineering, or deceptive attempts to obtain money from people, will increase. Criminals use third-party games and applications found on Facebook to accomplish this.
• Even though consumers and business owners are becoming more aware, and defenses against cybercrime and hacking are improving, criminals are developing more and better ways to hack into retail networks and network servers, and there will be more skimming of payment cards at points of sale and at automated teller machines.
Learn how to protect yourself. Never click on e-mail links without verification, particularly if they are unsolicited. Phishing e-mail is a top method used by scammers. Conduct financial transactions online only on secured sites with URLs that begin with “https” instead of “http.” Limit the amount of information you share online, particularly on social media sites.
Shred or burn documents that contain your personal information before disposal. Tearing them up isn’t sufficient. When asked for your personal information, be sure you know why it is needed and how it will be handled after receipt before you disclose it.
And sign up with LifeLock. LifeLock can provide protection for your personal information by monitoring for your info online, and scanning for any threat to it. This is done 24/7. LifeLock also quickly responds if there is ever a threat found, and will assist you in squelching any attempt at identity theft.
LifeLock offers more than just credit monitoring. It offers peace of mind. You can’t monitor your information every minute of every day – but LifeLock can.
Call them today. Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”
Picture this: your car is about 8 years old now, and there’s been lots of trouble lately with the engine. So you decide to take the plunge and buy a new one. You look around at all the dealerships in town, and you finally find “the one.” It’s gorgeous…it’s the right color, has all the right options and is just the right price.
So you go in to the dealership, test drive your dream car, and sit down with the sales guy to do the paperwork. But then, he comes back from the business office to tell you there’s a problem with your credit.
And you had no idea.
If you were in this situation, you wouldn’t be alone. There are millions of people out there who just assume their credit is fine, even though they’ve never laid eyes on their credit report. They think that because they’ve never done anything wrong, their credit report is spotless.
Maybe. But what if you make that assumption and you’re wrong? What if someone else has your personal information and has opened an account using that information? You could have negative information on your credit report and not even know it.
That’s why it’s important to never assume – you should know for sure. Whether you are leasing a car, getting a job, buying a house or renting an apartment, you should know what lenders are saying about you. And you should be sure there are no fraudulent or questionable entries.
LifeLock Credit Score Manager™, available with LifeLock or LifeLock Command Center, provides important safeguards for monitoring your credit report and managing your credit score. With this service, you get daily credit monitoring from the three major credit bureaus, monthly score tracking from TransUnion, and your annual credit scores from all three bureaus. You also get credit reports from all three annually, unlimited online access to your credit information, and assistance 24/7. And all for a monthly fee of $14.95.
Call LifeLock today and get yourself some peace of mind.
The holiday gift-giving season may be over for another 300-plus days, but that doesn’t mean you can’t still choose the perfect gift for that hard-to-please person on your list.
If you’ve got a person in your life who’s hard to shop for, LifeLock makes the perfect gift – because it means you’re giving that person peace of mind.
Why is LifeLock the perfect gift? Because if you’re a consumer and you do anything – like shopping, going to the doctor, making purchases online, registering for classes – your personal information is out there. Because identity theft can happen to anyone. And because anyone can be a target for credit fraud.
And with LifeLock, the recipient of your gift will get proactive protection, which means that he won’t be sitting around, waiting for identity theft to happen. LifeLock will be actively monitoring the Internet 24/7, looking for both credit and non-credit related threats to his identity, and he’ll be notified immediately if any threat is discovered.
And if your recipient ever does fall victim to identity theft while under LifeLock’s care, he can rest assured that LifeLock will spend up to $1 million to set things right.
LifeLock gift certificates can be purchased for individuals or for families with up to four adults and five children. Your gift certificate will be redeemable for enrollment in LifeLock service.
The process is simple. Go online at www.lifelock.com, and choose whether to e-mail or mail your gift certificate. Fill in the form with the name and address of your recipient, complete your transaction and send your gift. It’s that easy.
So go online today and send someone peace of mind. It’s a gift they’ll be thanking you for all year long.
As 2010 winds down and we all begin to look forward toward 2011, LifeLock is proudly taking a look back at a very successful year.
The Federal Trade Commission has reported that identity theft was its No. 1 complaint category in 2009. While the incidents of this threat are growing, LifeLock can report that nearly 2 million people trust the leader in proactive identity theft protection to protect their personal information from would-be identity thieves.
“The criminal mind is hard at work every day plotting and devising new methods to use our personal information to their advantage,” said Todd Davis, chairman and CEO of LifeLock. “As this crime continues to grow, it is imperative that consumers understand what steps they can take to help reduce their vulnerability. Requesting their free credit reports and checking their bank and credit card statements every month is no longer enough. We need to take a proactive stance to deter identity thieves.”
Utilizing its state-of-the-art LifeLock Identity Alert™ system, LifeLock helps protect its customers from identity theft by searching for credit and non-credit related threats and notifying customers immediately if any such threats are found. LifeLock searches more than 45 million data points daily, and its advanced detection system has helped stop more than 13,000 potential identity threats this year. The system was recognized by the 2010 American Business Awards as the Best New Product or Service of the Year this year.
In addition to the alert system, LifeLock members receive WalletLock™ protection, which assists in the event of a lost or stolen wallet. Recovery specialists will assist members with calling each credit card, bank or document-issuing entity, and completing paperwork or any other needed steps to cancel or replace the contents of the lost or stolen wallet. In 2010, recovery specialists aided more than 3,800 members in recovering from a lost or stolen wallet.
LifeLock was also recognized by several entities for its top-drawer service during 2010. LifeLock received awards from AlwaysOn to the Top Global Company 250 list, Arizona Corporate Excellence as Arizona’s Fastest Growing Company, and American Business Awards Best New Product or Service of the Year. LifeLock was placed at No. 29 on The Phoenix Business Journal’s list of Best Places to Work in the Valley.
LifeLock also was recognized for being a great place to work in its hometown of Phoenix, Ariz., and Arizona Business Magazine and Best CompaniesAZ handed LifeLock the inaugural Arizona’s Most Admired Companies Award.
As the number of incidents of identity theft continue to rise, consumers are beginning to get more savvy – and they’re fighting back, taking measures to protect themselves and reporting incidents as soon as they happen.
A recent survey reported that the top two types of personal identification being compromised in a data breach were the victim’s full name and physical address. The percentage of Social Security numbers being compromised in data breaches decreased from 38 percent in 2008 to 32 percent in 2009.
The survey also reported that the number of identity fraud victims in the U.S. had increased by 12 percent to 11.1 million adults in 2009, the annual fraud amount increased by 125 percent to $54 billion.
It was also found that the average fraud resolution time dropped 30 percent to 21 hours. The survey also reported that nearly half of all victims were reported to have filed police reports that ended up doubling the reported arrests, tripling the prosecutions and doubling the percentage of convictions in 2009.
But the single ray of light the survey found was that there is an increasing number of consumers fighting back against identity theft, and taking the necessary precautions to preserve their personal information.
Consumers are getting more aggressive in monitoring, detecting and preventing fraud with the help of technology and partnerships with financial institutions, government agencies and resolution services.
Experts encourage consumers to take some simple steps to protect themselves from fraud. It’s important to carry on the identification and bank or credit cards you actually use and need. You should shred receipts, credit card solicitations, expired cards, statements, checks or other sensitive personal information before disposing of it.
Be aware of those around you when you are using your cards in public places, and pay attention as clerks fill in debit and credit card slips to prevent a dishonest clerk from making a second slip and submitting a false charge later.
Don’t give out your sensitive information over the telephone unless you initiated the call or are sure of the other party’s identity, don’t leave your cards in your vehicle, even if it’s locked, and don’t e-mail your personal information.
A little safeguarding with personal information can go a long way toward giving consumers the power to stop identity theft before it leads to bigger problems down the road.
LifeLock reached out to educate law enforcement personnel and consumers this year, reaching a total of nearly 10,000 people.
LifeLock educated more than 3,500 law enforcement officers and more than 5,500 consumers, sharing educational curriculum about the growing threats of identity theft. The leader in proactive identity theft protection, LifeLock offers its educational initiatives at no cost to either group.
“Our award-winning educational programs are the foundation to creating a national discussion among consumers and law enforcement agencies nationwide,” said Todd Davis, LifeLock chairman and CEO. “Getting front line law enforcement officials to connect across jurisdictions and speak the same ‘language’ regarding how to investigate identity theft crimes can ultimately lead to safer communities.”
Working with the FBI Law Enforcement Executive Development Association, LifeLock will end 2010 with 30 one- and two-day Identity Theft Summits for law enforcement all over the country. The summits bring together LEOs to learn from current investigators the methods of thieves, as well as the best investigative practices.
The program has garnered the company the Communitas Awards Leadership in Community Service and Corporate Social Responsibility. The program was also recognized by the International Business Awards, which presented the LifeLock Corporate Communications Team with the Communications Team of the Year award.
LifeLock also strives to educate consumers on identity theft, empowering them to protect themselves from one of the nation’s fastest-growing crimes. Seminars for consumers were also presented in various areas of the country. Dubbed the LifeLock Speakers Series, the program provided participants with a better understanding of their risks associated with identity theft, as well as current ID theft crime trends and the diverse ways these crimes are committed.
LifeLock has provided consumers with the necessary tools to help consumers prevent ID theft victimization since 2005. The company is focused on educating consumers and working with law enforcement and elected officials to better understand the ever-increasing threat identity theft poses.
The Phoenix Business Journal has placed LifeLock at No. 29 on its list of Best Places to Work in the Valley for large-size companies. LifeLock is based in Tempe, Ariz.
LifeLock first opened its doors in 2005 with just three employees, and has since seen more than 1,900 percent employee growth rate from 2007 to 2009. The company now employs almost 450 valley residents.
“We are proud of our achievements as an organization and this recognition truly exemplifies the strength of our employees and their dedication to living in our culture and to serving our members,” said Natalie Dopp, LifeLock vice president of Human Resources. “The commitment of our Executive Leadership Team to offer a state-of-the-art benefits package and support a positive and member-driven culture allows us to acquire top-level talent while maintaining a lower-than-average turnover rate.”
LifeLock works hard to create an engaged and supportive workforce by creating a positive environment where accountability and respect are the foundations to improvement and success. Employee benefits include a generous 401(k) plan, tuition reimbursement, and medical, dental and vision coverage. There’s also reimbursement for health and wellness programs, paid volunteer time off, and free light rail/bus passes.
LifeLock is an industry leader in proactive identity theft protection. The company has a strong focus on educating consumers and working with law enforcement and elected officials to gain a better understanding of the increasing threats of identity theft.
The company has won numerous awards this year, including recognition on the AlwaysOn to the Top Global Company 250 list, receiving Arizona Corporate Excellence accolades as Arizona’s Fastest Growing Company, and Best New Product or Service of the Year by American Business Awards for the LifeLock Identity Alert™ system.
LifeLock has had a great year – the industry leader in proactive identity theft protection has been recognized in 10 different award programs.
In August, Inc. Magazine placed LifeLock at No. 8 on its Inc. 500 List, a ranking of the nation’s fastest-growing private companies. LifeLock was also recognized as No. 1 in the Inc. 500 security category.
LifeLock Identity Alert™ system was acknowledged at the American Business Awards as the Best New Product or Service of the Year, winning the Stevie Award. The system is known for its broader identity coverage, greater control and the early notification of its clients of any credit or non-credit related identity threats. This advanced detection system can identify fraudulent applications for many forms of credit and non-credit related services, like auto loans, utilities, cell phones and payday loans.
During this year, LifeLock partnered with the FBI Law Enforcement Executive Development Association to develop an educational program to bring free identity theft training to law enforcement personnel all over the country. As a result, LifeLock was recognized by the Communitas Awards for Leadership in Community Service and Corporate Social Responsibility, as well as the International Business Awards, where the LifeLock Corporate Communications Team was named Team of the Year for their work on the educational program.
LifeLock also was recognized for being a great place to work in its hometown of Phoenix, Ariz. Arizona Business Magazine and Best CompaniesAZ handed LifeLock the inaugural Arizona’s Most Admired Companies Award, and the Phoenix Business Journal named LifeLock to its Best Places to Work list.
And on top of all that, LifeLock was ranked as the seventh-fastest growing private company in Arizona at the Arizona Corporate Excellence Awards. LifeLock ranked 19th on the ACE list.
But the greatest rewards LifeLock receives comes in the form of commentary by satisfied customers. To read what people are saying, go online at http://www.lifelock.com/about-us/about-lifelock/testimonials.