Identity theft is a crime that is growing – thieves steal the personal information of an unsuspecting victim and use it to obtain a credit card or line of credit, apply for a job or even commit a crime in that person’s name. And the offense often goes undetected for a long period of time; long enough for the criminal to do major damage to the victim’s bank account and credit.

Identity theft can range from irritating to life-shattering, but it only became recognized as a federal crime in 1998. What is the government doing to protect us?

In 2001, the federal banking agencies implemented an at that was meant to establish standards for safeguarding customer information.

And in 2003, the Fair and Accurate Credit Transactions Act was passed. This bill set up appropriate standards for the disposal of sensitive credit report information, as well as created guidelines for recognizing patterns and specific forms of identity theft in an effort to prevent this type of theft from happening.

In 2004, the identity theft act, which makes identity theft a federal crime that carries penalties of up to 15 years in prison, enabled the Secret Service, the FBI and other law enforcement agencies to fight identity theft.

Even with all of this, identity theft continues to be a growing problem. It seems no amount of laws or penalties will deter criminals from this crime.

The best thing you can do is learn how to protect yourself and your family. And that starts with LifeLock. Call LifeLock or go online today at www.lifelock.com. For only $10 a month, you can sign up for

LifeLock’s standard service, or pay just $5 more per month and you can be protected by LifeLock’s Command Center™, which monitors for both credit and non-credit related threats to your identity. It’s the most comprehensive and the only proactive protection on the market.

Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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Google the search term “promo codes” and you’ll find more than 2 million results for everything from front end alignments to facelifts. However, when you’re looking for a great price on identity theft protection services from the industry leader, you don’t need to look far: the LifeLock promo code “DEFENSE” saves you 10 percent on the same proactive, comprehensive protection chosen by more than 1.6 million American consumers. It’s that simple.

Most people would agree that saving money on auto repairs or medical procedures is a wonderful thing, but saving money on a service that helps them protect their credit, reputation and cash is not only a great deal; it’s a great value.

Using LifeLock promo codes allows new LifeLock members to save 10 percent on the service that helps protect them 10 ways. LifeLock offers their members two options: their standard LifeLock service or the new comprehensive Command Center™ suite of services, which includes all the protection of the standard service and much more.

• LifeLock orders annual credit reports for their members.
• LifeLock reduces junk mail and pre-approved credit offers frequently used for ID theft and credit fraud.
• LifeLock TrueAddress™ notifies members anytime a change of address request is submitted to confirm ID thieves aren’t diverting their mail.
• LifeLock eRecon™ scours more than 10,000 illegal Internet sites for any fragments of members’ personal or financial information.
• LifeLock’s WalletLock™ service helps members quickly cancel and replace official and financial documents from lost or stolen wallets.
When enrollees opt for the Command Center services, they receive all of the above protections, and
• LifeLock Personal Data Breach Detection™, monitoring of unregulated file-sharing networks (also known as peer-to-peer networks) for indications members’ computerized information may have been accessed by identity thieves; and,
• LifeLock Identity SDS™ (Search, Detect Secure), a new cutting-edge technology that continually scrutinizes multiple information sources for presence of enrollees’ personal or financial information. SDS includes searches for payday loan activity, court records, public records, aliases and sex offender registries where ID thieves may have used enrollees’ stolen information.

In addition to all these exclusive services, all LifeLock members enjoy the additional security of member support services available 24/7, and a $1 million total service guarantee.

Receive 30 days free and get a 10 percent discount on enrollment with the LifeLock Promo Code “Defense.”

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Mail is a prime target for criminals involved in identity theft, as many pieces of incoming or outgoing mail contain enough information about you to be useful for stealing your personal data. Pre-approved mailbox offers for credit are an especially easy target for identity thieves. When you sign up for LifeLock’s identity theft protection services, LifeLock works to reduce the number of pre-approved credit card offer mailing lists that your name appears on – reducing the possibility of someone rifling through your mail and stealing financial information to open credit accounts using your name.

The possibility that someone might use personal information stolen from mailboxes or acquired via the internet to open fraudulent credit accounts in your name is unfortunately not an insignificant one:

• Low-tech methods of obtaining personal information, such as stealing documents from mailboxes, still accounts for almost half of all identity theft cases.
• Online scams, including e-mail “phishing” schemes accounted for 11% of all identity theft cases in 2008.

Pre-approved credit offers are not just annoying, they can also present an easy opportunity for identity thieves. That’s why LifeLock requests that your name be removed from pre-approved credit card offer mailing lists, reducing the possibility of someone stealing your personal and financial information for illegal purposes.

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LifeLock Identity SDSTM Service for Protection Credit Monitoring Alone Cannot Provide

LifeLock’s new Identity SDS (Search, Detect, Secure) service gives members more complete protection from identity theft in its myriad forms, not just financial ID theft or credit card fraud.

Evidence of identity theft can often be spotted on credit reports as new credit card accounts or a precipitous drop in credit score. Though that type of financial identity theft may be the kind most people are familiar with, it might not be the most damaging.

That’s why LifeLock now offers their exclusive Identity SDS as part of their Command Center suite of services — a new kind of protection that is far more complete than credit monitoring alone. Identity SDS painstakingly searches millions of private and public records sources for any evidence that members’ identifying information is being used fraudulently to acquire payday loans or evade criminal arrest and prosecution.

Credit monitoring protection is limited because not all lenders check applicants’ credit histories before making loans. For instance, payday loans are obtained by presenting some form of ID, a post-dated check and evidence of employment. Credit histories and credit scores are irrelevant so the lenders do not contact credit-reporting agencies.

LifeLock Identity SDS (Search, Detect, Secure) service searches specifically for payday loan activity associated with members’ names, birth dates and Social Security numbers. If a member’s information is detected, LifeLock issues a Payday Loan Alert and helps the member secure his identity and begin immediate remediation.

And, because stolen identities are sometimes used for purposes worse than financial crimes, so LifeLock Identity SDSTM conducts exhaustive searches of public and private records including the Internet, county court records, corrections institutions, sex offender registries and other law enforcement agencies.

When criminals use stolen identities to shield themselves from the law, their victims can end up with arrest warrants and criminal histories that are almost impossible to correct. The victims’ reputation, relationships, employment prospects and finances are profoundly impacted.

Members receive Court Records Alerts and Reports to notify them of the results of this comprehensive investigation. If evidence of identity theft is found, LifeLock helps its members begin recovery. If no evidence of a crime is revealed, the Court Records Alerts and Reports gives LifeLock members welcome assurance.

LifeLock’s new Identity SDSTM does not replace the services LifeLock members previously received; it is an addition to LifeLock’s excellent basic services including their exclusive WalletLockTM, TrueAddressTM and eReconTM.

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LifeLock Command Center Searches Records for Evidence of Criminal ID Theft

Most people think of ruined credit when they hear the words “identity theft.” Financial identity theft can be devastating, but criminal identity theft can rob you of your reputation, your home, your family—even your freedom. That is why LifeLock Command Center digs deep into legal records for any indication their members’ personal or financial information may have been stolen.

Criminal identity theft is the use of a stolen identity to evade criminal prosecution. The crime often comes to light when the ID theft victim is denied a job or stopped for a minor traffic violation but quickly finds himself handcuffed accused of drug trafficking or worse.

LifeLock Command Center searches the records of country courts, departments of correction, administrative courts and other legal agencies for any appearance of members’ names, Social Security numbers and birth dates. If LifeLock finds evidence of members’ stolen information, they notify them immediately and help them navigate through the recovery process.

Identity theft is more common than you might think. According to those who participated in the 2008 Aftermath Survey conducted by the Identity Theft Resource Center:

• 56% said a warrant had been issued in their names for crimes committed by their impostors
• 56% said their impostors were arrested, booked or arraigned using their victims’ names
• 33% said their impostors were prosecuted using their names, resulting in their having criminal records.

There are a number of high-profile cases that illustrate how damaging and humiliating criminal identity theft can be.

• As of this writing, the military wing of Palestinian organization Hamas says there are 26 suspects involved in the January 20 killing of the group’s founder. The suspects used fraudulent passports bearing the stolen information of 26 citizens of England, Ireland, France, Germany and Australia.
  Melvyn Adam Mildiner, a British Israeli and one of the ID theft victims, was sick with pneumonia at the time of the killing.
  “I have no idea how to clear my name. Interpol has a warrant out for my arrest. I don’t know how I will travel. I went to bed with pneumonia and woke up a ‘murderer,” Mildiner told The Jerusalem Post.
• Jose Guadalupe Ramirez Ortiz, a drug trafficker from Mexico, used a U.S. citizen’s identification when agents arrested him at the Texas border in 2003. He was tried, served prison time and was re-arrested under the same name in March 2009 before he revealed his real identity.
• Simon Bunce was arrested in 2003 when he was implicated in an international child pornography sting. He lost his $250,000 a year job and his house, and his family disowned him. It took him six years to prove he was in a London restaurant at the time of the crime.
• Linda Norris spent five hours in jail last July when she was arrested in Florida on prostitution charges. Her former roommate, Colleen Wehunt, was arrested in 1993 on theft charges and again on prostitution charges in 2004.Both times Wehunt produced a driver’s license with her photo but Norris’ personally identifying information on it.
  “It’s very embarrassing—very embarrassing. I want it to stop,” Norris said, though she knows it is likely to happen again.

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LifeLock Offers 10 Tools for Identity Protection

With the recent addition of Command Center™ to their already extensive array of services, LifeLock now offers consumers an even more comprehensive suite of distinct identity theft protection strategies.

Since their inception in 2005, LifeLock’s continual innovations have made them an industry leader and a disruptive force in the identity theft protection industry. When many other companies offered only credit monitoring, LifeLock repeatedly added to their line of service, presenting new, proactive tools that took advantage of developing technologies.

Consumers can choose to enroll in the standard services that earned LifeLock’s reputation as an industry leader, or they can opt to enroll in Command Center for the most complete protection available from today’s state-of-the-art technology.

All LifeLock members receive the following services, no matter which level of protection they choose:

• Credit Reports – LifeLock orders your free annual credit report for you.
• Reduction of Pre-approved Credit Offers – LifeLock requests that credit issuers no longer mail the pre-approved credit offers that identity thieves can so easily stolen from your mailbox.
• WalletLock™ – If their wallets are lost or stolen, members can call LifeLock 24/7/365 for fast help canceling and replacing the documents that could lead to ID theft.
• TrueAddress™ – Re-routed mail is one of the easiest and most common methods of identity theft. TrueAddress monitors nationwide databases, and contacts members to confirm any address change requests are legitimate. If not, LifeLock immediately begins working with members to stop further damage, and restore correct address information.
• eRecon™ – LifeLock uses new technologies to monitor illegal Internet sites where identity thieves buy, sell and trade stolen information. If a fragment of members’ personally identifying or financial information is detected on these sites, LifeLock alerts the member and determines the best strategy for resolution.
• LifeLock Identity Alert™ System – LifeLock monitors, scrutinizes and scans millions of records to determine whether members’ information is fraudulently used for credit cards, wireless services, retail credit, utilities, check orders/reorders, mortgage loans, auto loans and non-credit related payday loans. If they detect suspicious activity, they contact the affected member by email, phone and/or postal mail and initiate recovery tactics with the LifeLock remediation team.
• $1 Million Total Service Guarantee – If a failure in LifeLock’s service results in identity theft, LifeLock assigns a dedicated specialist to assist with the recovery, and will spend as much as $1,000,000 to hire attorneys, investigators, accountants and case managers. Details and restrictions are available on the LifeLock website.
• 24-Hour Member Service – LifeLock Member Service Representatives are available by phone whenever they are needed. Members can also access the online member portal anytime.

LifeLock members who opt for more extensive information and protection with Command Center also receive the following:

• Personal Data Breach Detection™ – The unregulated networks created by peer-to-peer (P2) file-sharing software are among the newest and most pervasive threats to information security. LifeLock scrutinizes these networks for any leak of members’ information.
Identity SDS™ (Search, Detect, Secure) – This new service scours multiple non-credit related sources for changes to members’ personal information that may be evidence of financial identity theft or worse.

Members receive LifeLock Identity SDS Reports and Alerts generated by the following searches:

Payday Loans – Monitors these transactions and notifies members whose names or Social Security numbers are associated with payday loan activity.

Court Records – Lists records that contain members’ name and birth date from county courts, departments of corrections, administrative courts and other law enforcement or judicial agencies. The report allows members to confirm that criminals are not using stolen information to elude prosecution, leaving victims with criminal records.

Public Records – Lists all addresses found in public records associated with members’ names.

Aliases – Lists records that do not bear the members’ name, but contain members’ Social Security number, driver’s license number, etc, which may be evidence of synthetic identity theft.

Sex Offenders – Information is gleaned from county and state courts to compile a list of registered sex offenders living within members’ zip codes. Confirms sex offenders have not registered using members’ address to avoid supervision.

To enroll with LifeLock and get 30 days Free & a 10% discount use promo code DEFENSE

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I just recently upgraded my LifeLock membership to include their new LifeLock Command Center™. I felt good about the services I was already getting from LifeLock, but because I know so many ID theft horror stories—some of them firsthand—I decided to pony up the extra $4 a month for the additional services available with Command Center™.

I’m impressed. Less than 48 hours after my upgrade I received extensive Command Center™reports from LifeLock that summarize the findings of all the efforts they’ve taken to protect me.

• LifeLock checked more than 10,000 websites for any fragment of my personally identifying information, i.e. Social Security number, address, birth date, etc. They also looked for any pieces of my financial information, i.e. bank account numbers, credit card numbers or PINS. This is part of the standard eRecon™, but with LifeLock Command Center™ I get the reports.
• They checked my county’s court records, as well of those as the Department of Motor Vehicles, Department of Corrections and administrative courts to make sure no one has usurped my identity or any part thereof to conceal their own identity when arrested. This is a new service available only with LifeLock Command Center™.
• They checked to be sure no one used my name, Social Security number or checking account numbers to take out payday loans—another new Command Center™ service.
• They specifically checked all sex offender registries for any piece of my identifying information, and sent me a list of registered sex offenders within my zip code. This service is only available from LifeLock with Command Center™.
• They sent me a record of all addresses I’ve lived at in the last 25 years. This allowed me to confirm no one but me has used my address or identity. I’ve never seen this list before, and it’s a comfort to see that there were no unfamiliar addresses.
• They’ve also started monitoring P2P networks for any of my information to make sure no one has taken advantage of programs like LimeWire to access the contents of my home computer.

And all of these Command Center™ reports are in addition to the standard eRecon™ and TrueAddress monitoring, annual credit reports and WalletLock™ protection I was receiving with my standard LifeLock service.

You can enroll in LifeLock or upgrade to Command Center™ here. Just use the LifeLock promo code DEFENSE to receive discounts.

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LifeLock’s new Command Center service provides an additional level of ID theft protection that’s very good news for their nearly 1.5 million current members and for new LifeLock members.

For current members, LifeLock Command Center is an optional add-on to the already extensive steps LifeLock has been providing. New enrollees can choose between LifeLock’s existing, industry leading suite of service and LifeLock’s Command.

LifeLock Command Center includes:

LifeLock Identity SDS (Search Detect, Secure)
• Monitors usage of your Social Security number to be sure no one uses your identity to obtain cash advances or payday loans.
• Provides report of sex offenders in your areas, and confirms none of them uses your personal information to circumvent sex offender registration laws—a shockingly common occurrence.
• Monitors non-financial activities such as apartment rentals to make sure no one uses your identity.
• Public records are searched so you can be assured no one but you uses your personal information to obtain a driver’s license, passport or other documents. Also confirms your previous addresses so you’ll know, not just about new ID theft, but those that may have occurred years ago.
• Court records monitoring creates a report of any criminal activity recorded with your identifying information.

LifeLock Personal Breach Detection

• Peer-to-peer (P2P) networks carry one of the biggest threats to your online security, and have even been identified as a source of national security breaches. LifeLock scours these networks for your name, Social Security number and credit card numbers.

Current LifeLock members can visit LifeLock to upgrade to LifeLock Command Center. New customers can use our promo code DEFENSE to receive a 10% discount on LifeLock services, with or without LifeLock Command Center.

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