Mail stopped? Check.
Newspaper stopped? Check.
Travel insurance? Check.
Travel agents with even the slightest bit of capitalist spirit will recommend you buy travel insurance when they book your trip. In fact, they’ll probably try to sell you on the idea of ID theft insurance for travelers. At first glance the policy may seem like a good idea.
Look closer. For even the most basic coverage, rates can be ridiculously high (usually between five and seven percent of the total cost of your trip) and coverage is amazingly scant. Policies that offer ID theft services for travelers typically limit their coverage to 180 days of credit restoration — a process that could take as long as three or four years to complete.
The better idea is to purchase LifeLock identity theft services that will serve you at home and away, 24/7/365. For only $9.95 a month, LifeLock offers comprehensive customer services that will protect you anywhere in the world in the case of lost or stolen documents. (more…)