Archive for February, 2008

The cost of LifeLock

Friday, February 29th, 2008

LifeLock’s usual price is $120 a year. Sometimes there’s even a promotion code available online that brings the cost of LifeLock down to $99 a year, and then they throw in an additional month for you and your kids, free. They’ll even set you up on a pay-by-the-month plan if that works better for you.

Most people would see that as a good value, considering all the service and protection that provides. Others call it a rip-off, and say that the services LifeLock provides—like credit reports or fraud alerts—can be had for free. And they’re correct, except for the key word “service.”

What LifeLock members pay for isn’t the credit report or the fraud alert; it’s the service of ordering the credit report for you. It’s the service of placing the fraud alerts, and then renewing them for you every 90 days. It’s the service of removing your name from junk mail and phone solicitation lists. And they do more than just those things. (more…)

LifeLock complaints

Friday, February 29th, 2008

Before signing up with LifeLock or any other identity theft program, you want to check them out. Read their website content carefully. Compare their product and guarantee with their competitors’. Finally, you want to look at the company’s customer satisfaction ratings. The best place to do this is the Better Business Bureau’s website. (more…)

Life Lock credit protection

Friday, February 29th, 2008

You have insurance to protect your health, your home, your car. You have enough life insurance to take care of your family’s needs if you can’t be there to do it. All contingencies are covered…except one. What are you doing to protect your credit?

Think of all the insurance plans you carry and why you carry them. You probably have the basics: health, life, home and auto. Maybe you even carry additional mortgage insurance for the bank, or a policy that will pay off the mortgage if you die. Some people carry policies for dental and vision care, legal services or even pet health.

We carry all these plans to protect ourselves or our families from things known and unknown. You know you’re going to die, you just don’t know when. It’s time to think of identity theft the same way, and look into a Life Lock credit protection plan.

Why you need protection

Once you become aware of the fact that 65 billion electronic records have been lost in the last six years, you know how vulnerable we’ve all become. That’s almost 10 records lost for every human on the planet!

In 2005, CardSystems Solutions–a credit card processing company—exposed 40 million Visa, MasterCard and American Express debit and credit card accounts. In 2006, TJX, owner of TJ Maxx, Marshalls and several other retail stores, lost 94 million records. And if you have been, or currently are in the US military, you may be among the 30 million people whose data was lost. Just last week, Long Island University mailed out 30,000 tax statements with students’ names, addresses and Social Security numbers visible through the envelope window.(Pity the student who uses her veteran’s benefits to attend LIU, and pays for her TJ Maxx purchases by credit card.)

And, as alarming as these incidents are, most of the information identity thieves use comes from a purse or wallet that’s gone missing.You protect your life, health, home and auto. Click here now to see how a Life Lock credit protection plan can protect your good name.

Princeton study shows vulnerability to data heists

Thursday, February 28th, 2008

Until now, encryption was considered a bulletproof method of protecting your data, but a new study out of Princeton indicates that even data encryption is not invulnerable. The whole thing centers on the DRAM chip, which holds the content of your hard drive including encryption keys, has always been thought to lose memory once the computer was powered down.

The Princeton study shows that the memory actually fades over a period of time ranging from several seconds to several minutes. That’s the window of opportunity for attackers.
And it gets worse: that window of opportunity can easily be expanded to several minutes or more. Simply turning a canister of canned air (the stuff typically used to clean computers) completely upside down before spraying lowers the spray temperature to -50°C. At that temperature the DRAM chips hold memory for up to 10 minutes. (more…)

LifeLock Fraud Alert

Wednesday, February 27th, 2008

Why pay LifeLock when you can do it yourself?

Sometimes it’s all about convenience and service. That’s why people pay for oil changes, haircuts, lawn care, housekeeping and car washes. Others shake their heads and wonder why pay someone else when they could do it themselves and save the money.

That’s how some people feel about LifeLock’s identity theft protection. But what’s your time worth? DIY often means family or work responsibilities go undone to make time for these other chores. Who are you going to disappoint? (more…)

Credit bureaus

Thursday, February 21st, 2008

Credit Bureaus are businesses.

There is a common misconception that the credit bureaus are government entities, or at the very least, not-for-profit agencies, created and regulated to act and conduct business in the best interest of the consumers they represent.

In fact, they are very much for profit. In fact, in the case of Experian, they make their money selling the information they collect on 215 million consumers around the world. As of 2006, Experian had revenue of $3.1 billion, and a net income of $520 million. That money comes from several different products and services, but the raw material is the consumers’ information. (more…)

LifeLock promotion code

Wednesday, February 20th, 2008

There are two ways to save on an identity theft service. The first way is to use the LifeLock promotion code and avoid becoming a victim of identity theft. The second way is to wait until somebody offers you free credit monitoring.

About LifeLock’s promo code
Occasionally, LifeLock discounts its services by publishing promotional codes. Some of these discounts are better than others. The discount available by using PROMO CODE Defense, is as good as it gets. There are no other bigger or better discounts available anywhere on the internet. (more…)

Life Lock promo code

Wednesday, February 20th, 2008

When you’re shopping for something based solely on price, you’re looking for a bargain. But when you’re shopping for identity theft protection, you need value–the best product at the best price. That’s Life Lock.

With the Life Lock promo code, you can save money while protecting your credit and good name from identity thieves. That Life Lock’s identity theft prevention service is the best in the industry makes it a good value. That their usual price is only $10 a month makes it an even better value. Using the promotion code to get a year of Life Lock’s superior service for only $8.25 a month: that’s not only a great value, that’s a great bargain. (more…)

LifeLock $1 million total service guarantee

Tuesday, February 19th, 2008

When LifeLock offers a $1 million total service guarantee for their identity theft prevention services, what does that mean?That means that if somebody steals a client’s identity, LifeLock will spend up to $1 million to resolve the problem for the client. It’s that simple. (more…)

With WalletLock, life goes on

Tuesday, February 19th, 2008

LifeLock is forever developing new ways of fending off identity thieves. Their newest product, WalletLock, does that and more.

If you ever lose your wallet or purse, WalletLock replaces the documents that were in it. The service is free with any LifeLock plan, but its real value is best understood within the context of a real-life experience. (more…)